There are charge rates, balance transfers, and cash advance. Well there's a new rule that could save you some serious cash.
"Under the new law, every dollar over the minimum payment must go to the highest rate balance on the credit card," says Adam Levin, founder of Credit.com.
Here is the bad news, all of the money up to the minimum can go to the lowest rate being charged. Still if you double up those payments you can get out debt faster than you could have in the past.