Bank of America is offering discounts to its customers based on their previous spending patterns.
The offers will be made through the bank's website. Customers must use their Bank of America debit or credit cards to get the savings. Those in on the deals will get the discounts, not when they buy, but in the form of cash payments once a month.
The so-called BankAmeriDeals will begin testing the service this week with its employees in North Carolina.