SAN FRANCISCO (KGO) -- If you're still in holiday mode, the last thing you may want to think about is doing your taxes.
But financial experts say starting early gives you a window to save big.
Here's why: you still have time to donate cash, clothes or even a car by the end of the year.
Any of those things can reduce your taxable income, if you itemize deductions.
Also, make the most of your employer's tax-free benefits. For example, look into whether you can carry over money from your flexible spending account.
Some employees allow up to $500 of carry-over until March 15th of the following year.
And finally, evaluate your health insurance. If you were uninsured for more than three months this year, you may qualify for a tax exemption.
For more information, you can click to the Internal Revenue Service website here.