NAPA, Calif. (KGO) -- While many homeowners are under-insured in the event of a devastating wildfire, others can't get insured at all.
RELATED: Victims of North Bay Fires speak out at state insurance committee meeting in Napa
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The North Bay wildfires brought problems into clear focus. Many survivors don't have enough insurance to rebuild what they lost. Policies might not cover upgrades to current building codes. And some insurers aren't covering those living near a fire zone.
For more stories and videos about the North Bay Fires go here.