Beware of online fraud this holiday shopping season

There is a consumer alert in time for this holiday weekend, especially for Cyber Monday. Experts say online shopping will be a record breaker this year. Here are some tips in how to avoid being the victim of credit card fraud.

MORE: Here's your shopping guide to Black Friday, Cyber Monday deals

That little chip on your credit card is making it safer than ever when you hit the registers this holiday shopping weekend instead, thieves are finding a new target.

"Because of the chip cards now, it's a lot more difficult for retail criminals to do in-store fraud, so they're taking it online," said Bob Moraca, National Retail Federation.

RELATED: 10 great gifts for the tech and gadget lover in your life

Banking experts are warning of a 43 percent surge in attempted fraud this season. To get around the chip, criminals are taking advantage of ship-to-store and next-day-pickup services, making it easier to charge items with a stolen card number, without ever needing to swipe it. And the big ticket items they're targeting? Hot gifts like fitness trackers, wireless headphones, cosmetics, and designer sneakers.

Another way cyber fraudsters may try to cash in is by using fake or stolen e-receipts.

"They'll create with some cut and paste a fraudulent invoice and bring it back and say i recieved this as gift online - and here's my invoice," said Moraca.

The National Retail Federation calling it the fastest-growing scheme, affecting some 31 percent of stores, so beware this holiday season.

Click here for more stories on Black Friday.