RELATED: Building a Better Bay Area: Race and Social Justice
"We were just going into a space of like, celebrating our customers, our calendar is full of the events and the store and all of these amazing things that you're going to be doing from this space," Jay recalled. "So as soon as COVID hit, it was kind of almost like a nightmare of like, 'Oh gosh, what are we going to do now?'"
The Bay Area native decided to pivot. Taylor Jay Collections, a women's contemporary clothing brand with a focus on comfy pieces, started making masks, and taking orders online.
As the pandemic stretched on, she got a grant from the Oakland African American Chamber of Commerce, which ensured that her business would keep going too.
"We're oftentimes rejected, ignored or not even looked at," Jay explained. "So having a grant that you feel confident that you're going to receive and then not, 'I'm going to look at your business and that you're Black and just say, 'Oh, you know, no.' It's necessary. We need it. We have, we are the ones that have problems with funding."
RELATED: East Bay community comes together to help Livermore theater avoid closure amid COVID-19
A study by the Kauffman Foundation found Black entrepreneurs rely the most on personal credit cards as a form of outside credit to fund new companies or acquire existing ones.
It also found nearly six in 10 Black entrepreneurs who did not seek additional financing despite needing it did so because they thought the business would not be approved by a lender.
RELATED: Bay Area small businesses face closure, uncertain future amid COVID-19 despite state resources
"I'm just happy the companies stepped up," said Cathy Adams, president and CEO of the Oakland African American Chamber of Commerce.
Adams says challenges like those pushed the organization to raise $1 million for Black-owned businesses, hit especially hard during COVID-19.
COVID-19 DIARIES: Small business owners discuss effects of coronavirus pandemic
"When the PPP funds came out due to systemic racism, how our communities are marginalized anyway, our businesses were not getting their money," Adams says. "Some of the businesses have closed, it was our effort to say we can't save them all. But if we could just save a few."
The chamber has given grants to more than 150 businesses, including the Museum of African American Technology Science Village, which will use the money to further its vision of allowing children to play and have fun with science.
"We have the beginnings of our new exhibit that features outstanding scientists and engineers," said Hattie Carwell, co-founder and executive director of the Museum of African American Technology Science Village. "We have about 20 more of these that we will place."
RELATED: Bay Area Latino-owned small businesses join forces in effort to support each other
"The donations came from everywhere," Adams said. "I told everybody, no amount is too small. So we got like, well over 200 plus people, whether it was 10 or 25, it all made the difference."
It's a community coming together to ensure its survival.
If you would like to contribute to the chamber's Resiliency Grant, you can do so here.
See more stories and videos about Building a Better Bay Area here.
MAP: CA counties that can, can't reopen under new rules
If you have a question or comment about the coronavirus pandemic, submit yours via the form below or here.
Get the latest news, information and videos about the novel coronavirus pandemic here
RELATED STORIES & VIDEOS:
- Map: CA counties that can, can't reopen under new rules
- Updated number of COVID-19 deaths, cases in Bay Area
- COVID-19 Help: Comprehensive list of resources, information
- California EDD: The most commonly asked questions we get about unemployment and PUA
- How to tell the difference between seasonal allergies and coronavirus symptoms
- Here's which mask is better to protect from COVID-19
- First COVID-19 vaccine volunteers in US describe experience as Bay Area launches vaccine trials
- From salons to dinner parties: Experts rate the risk of 12 activities
- Coronavirus origin: Where did COVID-19 come from?
- What is a COVID-19 genetic, antigen and antibody test?
- What will it take to get a COVID-19 vaccine and how will it be made?
- What does COVID-19 do to your body and why does it spread so easily?
- Here's how shelter in place, stay at home orders can slow spread of COVID-19
- Coronavirus Timeline: Tracking major moments of COVID-19 pandemic in San Francisco Bay Area
- COVID-19 Diaries: Personal stories of Bay Area residents during novel coronavirus pandemic
- Coronavirus Doctor's Note: Dr. Alok Patel gives his insight into COVID-19 pandemic